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RMB Deposit Rates Table Home>International Banking > RMB Deposit Rates Table
 
 

RMB Deposit Rates Table

Unit: Annual Interest Rate%

 

Types

 

PBOC Base Rates

Implemented Rates (Increased by 10%)

    1Demand Deposit

0.35

0.385

2Time Deposit



 (1) Lump-sum deposit and withdrawal



3 months

2.60

2.860

6 months

2.80

3.080

1 year

3.00

3.300

 2 years

3.75

4.125

 3 years

4.25

4.675

 5 years

4.75

5.225

      (2) Time deposit by installments, time deposit of lump-sum principal deposit and periodic interest withdrawal, time deposit of withdrawal by installments

60% discount of the interest rate at which lump-sum time deposit for and withdrawal are made for one year or less

60% discount of the interest rate at which lump-sum time deposit for and withdrawal are made for one year or less

1 year

2.60

2.860

 3 years

2.80

3.080

 5 years

3.00

3.300

 (3) Demand-time Flexible



   3Agreed Deposit

1.15

1.265

4Call Deposit



1 day

0.80

0.880

 7 days

1.35

1.485

Remark: PBOC has lowered CNY Loan-Deposit Base Rates since July 6, 2012. Bank of Handan CO. LTD. would            implement the deposit rates to the upper limits, which is 10% increase at which the base rates are made.


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