1、Short-term Loan

 0-6 months(including 6 months)

5.85

5.60

6 months to 1 year(including 1 year)

6.31

6.00

2、Medium and Long-term Loan

1-3 years(including 3 years)

6.40

6.15

3-5 years(including 5 years)

6.65

6.40

Above 5 years

6.80

6.55

3、Discount

Determined by adding percentage points to rediscount rate.

Determined by adding percentage points to rediscount rate.

5 years

4.75

5.225

4、Personal Home Reserve Loan

Below 5 years(including 5 years)

                4.20

                4.00

Above 5 years

                4.70

                4.50